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SimplyPaye Mobile Money Gateway

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SimplyPaye Mobile Money Gateway

by elmigthypower

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Description

SimplyPaye Mobile Money Gateway adds Orange Money, Airtel Money, M-Pesa and Visa card payments for online stores in the Democratic Republic of the Congo. It works as a payment gateway when the required e-commerce plugin dependency is installed (see Requires Plugins header).

At checkout, the customer can choose Mobile Money (USSD push on their phone) or Visa card (secure redirect).

Trademarks: This plugin is developed by SimplyPaye. “SimplyPaye” is the payment service operated by SimplyPaye.

No analytics or user tracking: The plugin does not include analytics, advertising, or behavioral tracking. It only sends payment-related data to SimplyPaye when a customer chooses this payment method at checkout.

Setup: install the required e-commerce dependency, then go to Settings Payments SimplyPaye and enter your merchant code. An optional API key is recommended for new accounts.

External services

This plugin connects to third-party services operated by SimplyPaye. Data is sent only when a store owner configures the gateway and when a customer initiates or checks a payment.

SimplyPaye Payment API

  • What it is and why: HTTPS API used to initiate Mobile Money payments and poll payment status after the customer confirms the USSD push on their phone.
  • Endpoint: https://api-simply-pay.net (configurable in gateway settings; default shown above).
  • When data is sent: On checkout when the customer submits an order with this payment method; when the order thank-you page polls for status; when SimplyPaye calls back to your store (reference and order number only).
  • Data sent: merchant code, optional API key (header), order reference, order total, currency (CDF or USD), customer Mobile Money phone number, store order identifier.
  • Terms of service: https://www.simply-paye.com/#terms
  • Privacy policy: https://www.simply-paye.com/#privacy

SimplyPaye merchant portal (onboarding)

  • What it is and why: Web portal where merchants create a SimplyPaye account and obtain their merchant code.
  • URL: https://www.marchand-simplypaye.store (linked from the gateway settings screen; opened in the browser by the store administrator only).
  • When data is sent: Only if the administrator visits the link and registers on that website (outside this plugin).
  • Terms of service: https://www.simply-paye.com/#terms
  • Privacy policy: https://www.simply-paye.com/#privacy

SimplyPaye website

  • What it is and why: Product information and legal documents for the SimplyPaye service.
  • URL: https://www.simply-paye.com
  • Terms of service: https://www.simply-paye.com/#terms
  • Privacy policy: https://www.simply-paye.com/#privacy
  1. Install and activate the e-commerce plugin listed in Requires Plugins.
  2. Upload the plugin folder to /wp-content/plugins/
  3. Activate through the ‘Plugins’ menu
  4. Settings Payments SimplyPaye enter merchant code
Do I need a SimplyPaye merchant account?

Yes. Register at https://www.marchand-simplypaye.store and copy your merchant code into the gateway settings.

What dependency does this plugin require?

See the Requires Plugins header in the main plugin file.

0.2.4

  • Fix Checkout Blocks: register payment method early so SimplyPaye appears on modern checkout
  • Compatible with WooCommerce 11 / block checkout pages

0.2.3

  • Fix Plugin URI and legal URLs (public pages that return HTTP 200)
  • Replace inline checkout <script> with wp_enqueue_script (checkout-fields.js)
  • WooCommerce Checkout Blocks support (from 0.2.2)

0.2.2

  • Support WooCommerce Checkout Blocks (fixes “no payment method available”)
  • Allow Store API checkout without classic form nonce
  • Hide gateway when store currency is not CDF or USD
  • Admin warning when currency is unsupported

0.2.1

  • Update Tested up to: 7.1 for WordPress Plugin Check

0.2.0

  • Checkout: choose Mobile Money (USSD push) or Visa card
  • Card payments via SimplyPaye simply-production-card
  • Safer load when WooCommerce is missing (admin notice, no fatal error)

0.1.9

  • Fix fatal error when WooCommerce is not active (WC_Payment_Gateway not found)
  • Load payment gateway only after WooCommerce is ready; show admin notice instead of crashing

0.1.8

  • Remove load_plugin_textdomain() (WordPress.org loads translations automatically)

0.1.7

  • Plugin Check: text domain aligned with current WordPress.org submission slug (simplypaye-for-woocommerce)
  • Display name: SimplyPaye Mobile Money Gateway (no restricted terms in Plugin Name)

0.1.6

  • Intended future slug: simplypaye-mobile-money-gateway

0.1.5

  • External services documentation and Requires Plugins header

0.1.2

  • Callback: order lookup via store transaction_id (no meta_query)

0.1.1

  • Plugin Check: escaping, checkout nonce, gateway class prefix, callback query

0.1.0

  • Initial release: Mobile Money gateway for SimplyPaye
  • Merchant onboarding link to marchand-simplypaye.store
  • Production and simulation API modes
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