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Federated and Independent Repositories

Tochka Bank: Internet-acquiring

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Tochka Bank: Internet-acquiring

by Точка

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Description

This plugin integrates the Tochka Bank payment gateway with your WooCommerce store, allowing you to securely and conveniently accept online payments from your customers.

The plugin provides a seamless experience for the buyer: after placing an order, they are redirected to the secure Tochka Bank payment page, where they can choose a convenient method — a bank card or SBP.

Key Features:

  • Payment Acceptance: Bank cards (MIR, Visa, Mastercard) and the Faster Payments System (SBP).
  • Fiscalization Support (54-FZ): Automatic transfer of order composition data to the bank for generating fiscal receipts (requires a cloud-based online cash register service to be enabled in your Tochka Bank account).
  • Full WooCommerce Integration: Correct handling of order statuses and automatic cart clearing after successful payment.
  • Block Checkout Compatibility: Support for the modern block-based checkout experience (WooCommerce Blocks).
  • HPOS Compatible: The plugin is fully compatible with High-Performance Order Storage.
  • Easy Configuration: A user-friendly and straightforward settings page right in the WooCommerce admin panel.
  • Security: The entire payment data processing occurs on the secure side of Tochka Bank.

External Services

This plugin relies on the Tochka Bank Payment API to process payments.

  • Service: Tochka Bank Internet Acquiring
  • Feature: Payment processing and fiscalization
  • Data Sent: Order ID, order amount, customer name, email, phone number, and cart items (for fiscalization).
  • Privacy Policy: https://tochka.com/links/personal-data/
  • Terms of Service: https://tochka.com/links/bank-rules-ao/update-20251202/

Method 1: Installation via WordPress Admin Panel (Recommended)

  1. Navigate to Plugins > Add New in your admin panel.
  2. In the search bar, type “Tochka Bank: Internet-acquiring“.
  3. Find the plugin in the search results and click “Install Now”.
  4. After installation, click “Activate“.

Method 2: Manual Installation

  1. Download the plugin’s ZIP archive from the WordPress.org page.
  2. Go to Plugins > Add New and click the “Upload Plugin” button at the top.
  3. Choose the downloaded ZIP file and click “Install Now“.
  4. After installation, activate the plugin.

After Activation:

  1. Go to WooCommerce > Settings > Payments.
  2. Find the “Точка Банк: Интернет-эквайринг” (Tochka Bank: Internet-acquiring) payment method and click “Manage“.
  3. Enter your credentials (Login (Логин) and Secret Key (Секретное слово)) provided by Tochka Bank.
  4. Configure the remaining settings as needed and save changes. The payment gateway is ready to use!
  1. The plugin settings page in the WooCommerce admin panel.

    The plugin settings page in the WooCommerce admin panel.

  2. The "Tochka Bank" payment method selection on the checkout page.

    The "Tochka Bank" payment method selection on the checkout page.

Where do I get the Login and Secret Key?

You can find this information in your Tochka Bank merchant dashboard under Services – Internet Acquiring – Select your site – Integrations – Select ‘WordPress’ from the dropdown list.

How does fiscalization (54-FZ) work?

If the “Send receipt data” option is enabled in the plugin settings, the plugin automatically collects information about products, discounts, shipping, and VAT rates from the order and transmits it to the bank in a structured format. The bank, in turn, uses this data to send to the online cash register and generate a fiscal receipt, if a cloud-based online cash register service is enabled in your Tochka Bank account.

1.0.0

  • Initial public release.
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