Wallet System for WooCommerce – Digital Wallet, Buy Now Pay Later (BNPL), Instant Cashback, Referral program, Partial & Subscription Payments

Speed up checkout with wallet system for WooCommerce – enable buy now pay later (BNPL), cashback, referrals, subscription top-ups & payments, wallet payments, instant discount & KYC verification.

Wallet System for WooCommerce is the ultimate WooCommerce wallet plugin designed to speed up checkout, boost sales, and improve customer loyalty. With powerful features like Buy Now Pay Later (BNPL), Cashback Rewards, KYC Verification, Wallet Payments, Subscription-Based Top-Ups, and Referral Bonuses, this plugin turns your store wallet into a complete loyalty, payment, and credit system.

Customers can easily add money to their wallet, pay using wallet balance, earn cashback, share wallet credits with referrals, and even pay later with BNPL. Store admins can manage refunds, withdrawal requests, user restrictions, and detailed wallet reports from one place.

This WooCommerce Wallet allows users to add funds. using the available payment methods on your store and see their transactions list. The merchant can manage the customers’ e-wallets and change the wallet amount.

The WooCommerce Wallet increases the ease and security of the payment process. making it a must-have WooCommerce payment plugin for your online store.

WooCommerce Wallet Demo | WooCommerce Wallet Documentation | Contact Us

SALIENT FEATURES OF THE WOOCOMMERCE WALLET PLUGIN

1. Reward Cashback on Purchase:

WordPress Wallet Plugin makes it easy to reward customers with cashback in several ways. You can offer cashback based on user roles, so when a customer with a selected role places an order, they automatically receive the reward. If an order is refunded or canceled, the cashback is automatically deducted from their wallet, so you don’t have to manage it manually. All cashback earned is clearly displayed next to the user’s wallet balance, making it easy for them to track their rewards. You can also control how cashback is used by restricting it to specific WooCommerce payment gateways.

2. Setup Referral Program:

With our wallet payments plugin, customers can share referral links with unregistered users to encourage them to join the wallet system. For every successful referral, they earn a small reward, making the wallet system more engaging and rewarding.

3. Buy Now Pay Later Options:

Our WooCommerce Wallet plugin allows you to set up a buy now, pay later (BNPL) functionality so your user can continue shopping even if they have insufficient WooCommerce wallet funds in their wallet. The remaining balance will be recorded as a pay-later amount, which they can pay later.

4. Wallet KYC Verification and Feature Restriction:

Our wallet payment gateway plugin introduces KYC verification. Users can upload documents for verification, and as an admin, you can approve, reject, or request resubmission. If KYC is not completed, certain actions like wallet withdrawals or transfers can be restricted. You can customize the messages shown to users for their better understanding. For more feature restrictions and KYC features, you can switch to the Pro version.

5. Restrict User:

The admin has the option to restrict a specific user; however, they will be able to use their wallet balance but will not be able to access any other feature.

6. Withdrawal and Transfer:

Wallet System plugin allows customers to easily manage their WooCommerce wallet funds. They can request to withdraw their wallet balance directly to their bank account or other payment apps. Plus, customers can transfer funds to other users’ wallets, which helps increase interaction on your WooCommerce store.

7. Automatic Wallet Subscriptions Top-up:

You can create a daily or weekly top-up subscription plan to recharge customers’ wallets automatically.

8. Notify Users of Low Balance:

Our wallet payment gateway plugin helps you send an email notification to your users when their wallet balance is low. You can set a wallet balance threshold, and when the balance is reached below that, your customers will receive an email notification prompting them to recharge their wallet.

9. Credit Amount on Daily User Visit, Commenting, and Sign Up:

Our plugin allows you to implement a WooCommerce credit system. You can decide on a daily login reward amount and enable your customers to earn wallet credit daily by simply logging in to their wallets.

10. Instant Discount With Wallet Payment:

Our WordPress plugin allows you to give instant discounts to users who have opted for the wallet payment method while purchasing a product, the discount amount will be deducted from the total order amount instantly, encouraging wallet usage and boosting customer loyalty.

11. Wallet Reports for Individual Users:

The Wallet Plugin includes a report feature that allows you to see credit, debit, and current amounts for a specific user in an interactive bar chart window.

12. Adding Balance to Digital Wallet Account:

Customers can add digital money to their wallets using the available payment methods.

13. Partial Payment Option:

Customers can use Wallet as partial payment option when the wallet balance is lower than the total cart value.

14. Credit Refund Amount To User’s Wallet:

With the Wallet System plugin, you can send the refund amount straight to the customer’s wallet whenever they ask for a return or cancellation. This makes the refund process quicker and more user-friendly.

15. Create Manual Orders With Wallet Payment:

Our WordPress plugin lets admins easily create manual orders using the wallet as the payment method.

16. Gutenberg Shortcodes Blocks:

In our digital wallet plugin, the existing shortcodes like [wps-wallet] are now converted into Gutenberg blocks, making customization simple. You can simply add the block to your page, adjust the options as required, and it’s all set.

17. WooCommerce Payment Gateway Restriction For Wallet Recharge:

Our WordPress plugin has the feature to restrict users using WooCommerce Payment gateways like Direct Payment, Cash on Delivery, or Check Payments for Wallet recharge.

18. Charge Gateway Fee for Wallet Recharge:

Our Wallet plugin allows you to set and charge fees at a fixed or percentage rate for Wallet recharge.

19. Wallet Recharge By Admin:

As the admin, you can recharge or deduct customers’ wallet balances in bulk or individually and also mention details for every transaction you make.

20. Auto Order Complete :

You can enable the auto-complete feature for orders placed with wallet payment.

21. Refund Through Wallet or Payment Gateways :

You can refund the value of purchased products & services directly into customers’ wallets.

22. Transaction History [User]:

The customers’ wallet transaction history contains wallet recharge, debit, credit, transfer, and withdrawal entries. You can also see edits they’ve made to customers’ wallet accounts and the list of customers’ transactions.

23. Email Notifications:

The Merchant can allow customers to review email notifications on the wallet recharge, the WooCommerce customer credit, and the deduction of the wallet balance. Our WordPress payment plugin will keep your users updated about the current values of their wallets.

24. Selectively Bulk Edit Wallet Balance:

You can credit and debit value into customers’ wallets selectively. From the user list, you can choose any number of users in bulk and edit their wallet balance as you need.

25. Use a Different Email Address for Wallet Notification :

You can choose a separate email address to send email notifications to your WooCommerce Wallet users.

LIVE DEMO OF WOOCOMMERCE WALLET SYSTEM PLUGIN

• WooCommerce Wallet System Frontend demo

• WooCommerce Wallet System Backend demo

WITH THE WOOCOMMERCE WALLET YOU CAN:

• Transfer Vendors’ commissions directly into their wallets.
• Show checkout fields to users during the top-up process.
• Show the wallet transaction date & time details in your selected time zone.
• Items bought via the WooCommerce wallet will be automatically marked complete.
• You can change your email address to send wallet notifications to users.
• The admin can restrict any particular wallet user from using the Add Balance, Wallet Transfer, and Withdrawal Request features at once, maintaining secure online payments

WOOCOMMERCE WALLET PLUGIN COMPATIBILITIES

• Compatibility with WooCommerce Subscription, giving you the flexibility to facilitate the purchase and renewal of subscriptions using wallet as a payment gateway.

• Compatibility with Ultimate Gift Cards for WooCommerce and Gift Cards for WooCommerce Pro.

• Compatibility with Points and Rewards for WooCommerce and Points and Rewards for WooCommerce Pro.

• Compatibility With FOX – Currency Switcher.

• Compatibility Subscriptions for WooCommerce and Subscriptions for WooCommerce Pro.

• Compatibility with Multi-Currency Switcher.

• Compatible with WooCommerce High Performance Order Storage (HPOS).

• Compatibility with Multi Vendor Marketplace.

• Compatibility with RMA Return Refund & Exchange For WooCommerce Pro.

• The Wallet for WooCommerce plugin is compatible with the latest version of the WPML plugin and supports WordPress multisite network.

WHAT PREMIUM VERSION OF WOOCOMMERCE WALLET SYSTEM OFFERS

1. Payment Request: Customers can request WooCommerce wallet funds from other users. A request is sent to the other user, who can choose to accept or reject it.
2. Auto Withdrawals Through PayPal: Customers simply submit a request, Upon approval, the WooCommerce wallet funds will automatically be transferred to the customer’s PayPal account.
3. Restrict Wallet User: Restrict wallet users from using any wallet feature.
4. Withdrawal and Transfer Fee: Our Pro Wallet plugin allows you to set and charge fees for wallet transfers (recharge by customers) and withdrawal requests.
5. Negative Wallet Amount Support: Your users can continue shopping, even if they don’t have enough funds in their wallet. The remaining amount will be added as a negative balance
6. Refer Via Code: You can refer customers via a coupon code. With that coupon code, they get a discount and you get referral rewards.

TAKE ADVANTAGE OF EXCLUSIVE FEATURES OF THE WORDPRESS WALLET PLUGIN

WooCommerce Wallet plugin adds digital wallets to online stores. Customers can use their wallet balance to purchase your products & services.

Note: Get Wallet System for WooCommerce Pro

SEE WHAT BILIONERBIT IS SAYING ABOUT WORDPRESS WALLET PLUGIN

We implemented the Wallet System for WooCommerce Pro plugin, which resulted in a steady influx of new users within a short period of time. The plugin’s seamless functionality and enhanced user experience immediately resulted in increased engagement, improved customer satisfaction, and streamlined payment processes. These immediate benefits contributed to BilionerBit’s success in the competitive cryptocurrency market. See WooCommerce Wallet Case Study

Additional Useful Content

• WooCommerce Wallet Video
• WooCommerce Wallet: Discover the Power of Effortless Transactions

SUPPORT

If you need support or have any questions then kindly use our online chat window here and discover all types of WooCommerce Extentions for your eCommerce store.

If our documentation doesn’t contain the solution to your problem, you can visit the WP Swings Forums Community or Generate a Ticket

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Get Huge Discounts On Wallet System Plugin – Get More Offers

Automatic installation

Automatic installation is the easiest option as WordPress handles the file transfers itself and you don’t need to leave your web browser. To do an automatic install of Wallet System For WooCommerce, log in to your WordPress dashboard, navigate to the Plugins menu, and click Add New.

In the search field type “Wallet System for WooCommerce” and click Search Plugins. Once you’ve found our plugin you can view details about it such as the point release, rating, and description. Most importantly, of course, you can install it by simply clicking “Install Now”.

Manual installation

The manual installation method involves downloading our Wallet System for WooCommerce and uploading it to your web server via your favorite FTP application. The WordPress contains instructions on how to do this here.

Updating

Automatic updates should work like a charm; as always though, ensure you backup your site just in case.

1. 

   Wallet general setting

2. 

   Credit/debit amount from the user's wallet

3. 

   Update Wallet

4. 

   Check and export wallet transactions

5. 

   Wallet withdrawal request

6. 

   Wallet cashback

7. 

   Wallet cashback category-wise

8. 

   Wallet Actions

9. 

   Generate Rest API Keys

10. 

    Rest API Details

11. 

    Wallet Recharge Orders

12. 

    Check the system status

13. 

    Add balance

14. 

    Wallet transfer

15. 

    Withdrawal request form

16. 

    Wallet transaction history check

17. 

    Wallet user restriction

18. 

    WPML Compatible

19. 

    WCMp How and when to pay

20. 

    WCMp commission wallet

21. 

    RMA Wallet Compatibility

22. 

    Refund Request List

23. 

    Refund Requested Product

24. 

    Refund Amount into Wallet

25. 

    Wallet System and Subscription for WooCommerce Compatibility

26. 

    Wallet Partial Payment for Subscription Product

27. 

    Currency Switcher for WooCommerce

28. 

    Partial and Full Refund to Wallet

29. 

    Recharge Using a Gift Card Coupon

30. 

    Wallet report of users

31. 

    Wallet report chart

32. 

    Win Wheel

33. 

    Wallet referral rewards

34. 

    Wallet instant discount

35. 

    Low wallet balance notification threshold

36. 

    Buy Now Pay Later

37. 

    KYC Setting

38. 

    KYC Frontend

2.7.2 – Released on 31 October 2025

• New – latest WP [6.8.3]and WC [10.3.3]
• Fix – Code fixes for some js enqueue code.
• Fix – Secuirty and vulnerability fixes in term of wallet kyc.

2.7.1 – Released on 24 September 2025

• New: Wallet KYC Verification and restriction.
• New: latest  WC [10.1.2] and WP [6.8.2].
• New: Wallet id link to wallet transfer, wallet transfer QR.

2.7.0 – Released on 19 August 2025

• New: Latest WP[6.8.2] and WC[10.1.0] Update.

2.6.9 – Released on 23 July 2025

• New: Wallet Buy Now Pay Later Feature.
• New: Latest WP(6.8.2) and WC(10.0.3).
• Fix: Vulnerability issue fix in term wallet recharge.
• Fix: Compatibility issue fix with woocs multi currency in term of refund process.

2.6.8 – Released on 1 July 2025

• New : User role wise cashback restriction.
• New : Compatible with latest WP[6.8.1] & WC [9.9.5].

2.6.7 – Released on 29 May 2025

• New: Showing wallet withdrawal amount and wallet cashback amount in wallet report.
• New: Deduct Cashback on refunded or cancel order status
• New: Automatic Refund in wallet on order status refund
• New: Latest WP[6.8.1] and WC[9.8.5] Update

2.6.6 – Released on 30 April 2025

• New: Latest WP[6.8] and WC[9.8.2] Update
• New: Compatibility with WooCommerce Subscription
• New: Notify users to top up when their wallet falls below a configured wallet threshold

2.6.5 – Released on 21 March 2025

• New: Latest WC[9.7.1]
• New: List all shortcode in Gutenburg Block
• New: Wallet user id

2.6.4 – Released on 21 Febuary 2025

• New: Latest WP[6.7.2] and WC[9.6.2] Update

2.6.3 – Released on 29 January 2025

• New: Latest WP[6.7.1] and WC[9.6.0] Update.

2.6.2 – Released on 2 January 2025

• New: Wallet Referral Rewards.
• New: Wallet Referral Tab.
• New: Wallet Payment Instant Discount.
• New: Latest WP[6.7.1] and WC[9.5.1] Update.

2.6.1 – Released on 26 November 2024

• New: Latest WP[6.7.1] and WC[9.4.2] Update.

2.6.0 – Released on 28 October 2024

• New: compatibility with points and rewards for WooCommerce gamification feature.
• New: Option to change the color code of wallet tab in existing templates.
• New: Latest WP[6.6.2] and WC[9.3.3] Update.
• Fix: Deduction of wallet amount in case of partial wallet payment using the translation of the ‘via wallet’ string.
• Fix: HTML fixes via wallet cashback notice on cart page.

2.5.17 – Released on 30 September 2024

• New: Add wallet payment method and remove wallet partial payment method for subscription purchase.
• New: Compatible with latest WP [ 6.6.2 ] and WC [ 9.3.3 ].

2.5.16 – Released on 27 August 2024

• New: Show cashback amount to user on wallet tab.
• New: Latest WP [6.6.1] and WC [9.2.3].

2.5.15 – Released on 23 July 2024

• Fix: Tax issue fixed.
• Fix: Missing translation issue fixed.
• New: Latest WP [6.6.0] and WC [9.1.2].

2.5.13 – Released on 10 June 2024

• New: Latest WP[6.5.4] and WC[8.9.2].

2.5.12 – Released on 08 May 2024

• New: Extended the FOX compatibility with quick recharge feature and cashback feature
• New: Added pro tag in wallet recharge product
• New: WP[6.5.3] and WC[8.8.3] update

2.5.11 – Released on 21 March 2024

• Dev: Added Direct function to credit user wallet for admin
• Fix: Changed calendar in transaction table
• New: Compatibility with latest WP [6.4.3] and WC [8.7.0]

2.5.9 – Released on 29 February 2024

• Fix: Paypal issue

2.5.8 – Released on 23 February 2024

• New: Deprecated variable removed from Wallet payment gateway
• New: Gateway Restriction Added (Woocommerce default gateway)
• New: Gateway Charge For Wallet Recharge Product (Woocommerce default gateway)
• New: Latest WP [6.4.3] and WC [8.6.1] Update
• Fix: Tax issues fixed inclusive and Exclusive

2.5.7 – Released on 2 February 2024

• Fix: Transaction Table issue fixed.

2.5.6 – Released on 1 February 2024

• New: Manual Order Feature.
• New: Latest WP[6.4.3] and WC[8.5.2].
• Fix: Design Issue In Go Pro Section.
• Fix: Git Issue.
• Fix: Inclusive Tax Issue.

2.5.5 – Released on 18 December 2023

• New: Cart and checkout block compatibility.
• New: Latest WP[6.4.2] and WC[8.4.0].

2.5.4 – Released on 15 November 2023

• New: Wallet report section added
• Fix: Design issues fixed in user transaction table
• New: Latest WP [6.4.1] and WC [8.2.2] Update

2.5.3 – Released on 3 November 2023

• New: Wallet Transaction Table enhancement
• Fix: Wallet negative balance issue fix
• New: Latest WP [6.3.2] and WC [8.2.1] Update
• New: Banner section Added

2.5.2 – Released on 26 September 2023

• Fix: Bug fix in case of debit amount from particular user.

2.5.1 – Released on 22 September 2023

• New: Latest WP[6.3.1] and WC[8.1.1] Update
• Fix: Mail bug fixes

2.5.0 – Released on 20 September 2023

• New: Negative wallet amount support
• New: HPOS Compatibility
• New: Latest WP[6.3.1] and WC[8.0.3] Update

2.4.0 – Released on 07 August 2023

• Fix: Issue fixed in Partial payment when admin deduct amount while placing order.
• Fix: Fixed error while adding balance manually from the wallet table.
• Fix: Fixed Notification Error when admin deducts more than the existent value from wallet table.
• New: Latest WP [6.3] and WC [8.0.0] update.

2.3.9 – Released on 13 July 2023

• Fix: Partial Payment issue fixed

2.3.8 – Released on 07 July 2023

• Fix: Wallet Add Balance issue related to section display.

2.3.7 – Released on 06 July 2023

• New: CSV file upload button added
• New: Compatible with latest WP[6.2.2] and WC[7.8.2]

2.3.6 – Released on 14 June 2023

• New: Make rechargeable product tax free
• Fix: Resolved translation issue for partial payment
• Fix: Refund issue resolved
• New: Latest WP [6.2.2] and WC [7.8.0] update

2.3.5 – Released on 19 April 2023

• New: Compatibility with multi vendors.
• New: Add hide or show button for checkout field.
• New: Video icon in plugin settings page

2.3.4 – Released on 16 March 2023

• New: UI/UX update
• New: Latest WP [6.1.1] and WC [7.5.0] update.
• Fix: Bug fix in case of import wallet

2.3.3 – Released on 2 March 2023

• New: Bug fix in case of mails.
• New: Transaction table display issue in case of the user transaction.
• New: Latest WP [6.1.1] and WC [7.4.1] update.

2.3.2 – Released on 28 February 2023

• New: We will allow the admin to skip a particular gateway for Wallet cashback.
• New: Allow admin to send wallet mail through different mail IDs.
• New: Wallet shortcode to show currency user wallet amount.
• New: Auto-complete order Status through wallet payment gateway

2.3.1 – Released on 30 January 2023

• New: Full refund to the wallet or partial payment refund to the wallet
• New: Compatible with Ultimate Gift Cards for WooCommerce
• New: Compatible with Gift Cards for WooCommerce Pro
• Fix: Reduced load time for wallet user table

2.3.0 – Released on 22 December 2022

• New: Bulk edit through checkbox to credit or debit amount
• New: Latest WP and WC compatibility

2.2.10 – Released on 14 November 2022

• New: Latest WP and WC update.
• Fix: CSS issue fix for the wallet in my account section.
• Fix: Addition of new script to enable clicking on the option of wallet in case of CSS failure.

2.2.9 – Released on 8 November 2022

• Fix: Issue fixed with the multi-currency plugin.
• Fix: Bug fix in for wallet recharge order [WooCommerce Analytics report]
• New: WP and WC latest update.
• New: Admin can enable/disable wallet partial payment.
• New: Mention a wallet shortcode in general settings.

2.2.8 – Released on 16 Sep 2022

• New: Compatible with WooCommerce currency switcher plugin.
• New: Download transaction details in pdf form.
• New: Compatible with the latest WP and WC.

2.2.7 – Released on 23 Aug 2022

• New: Addition of transaction detail in wallet individual edit section.
• New: Filter wallet recharge order by status.
• Fix: Bug Fixes.

2.2.6 – Released on 05 Aug 2022

• New: Minor Bug Issues Fixes.

2.2.5 – Released on 28 July 2022

• New: Wallet Auto Top up with(Day and Week)
• New: Withdrawal Request showing user name with a link instead of the user ID.

2.2.4 – Released on 09 June 2022

• New: Bug Fixes.

2.2.3 – Released on 25 May 2022

• New: Credit amount on new user registration.

2.2.2 – Released on 11 May 2022

• New: Credit Amount On User Daily Visit.
• New: Credit Amount On review.
• New: Minor Bug Fixes.
• New: Compatible with the latest WP and WC.

2.2.1 – Released on 8 April 2022

• New: Wallet Cashback Feature
• New: User Wallet Restriction
• New: Compatible with the latest WP and WC

2.2.0 – Released on 16 March 2022

• New: Minor Bug Fixes

2.1.4 – Released on 14 March 2022

• New: Some substantial changes across different areas of the plugin.
• New: Minor Bug Fixes
• New: Compatible with the latest WP and WC

2.1.3 – Released on 3 February 2022

• New: Change author from MakeWebBetter to WP Swings
• New: Notice display of current version for WP Swings.
• New: Minor Bug fixes
• New: Compatible with the latest WP and WC

2.1.2 – Released on 29 November 2021

• New: Partial Payment Option
• New: Updated all transaction table
• Fix: Minor Fixes.

2.1.1 – Released on 2 November 2021

• New: Supports Multi Vendor Marketplace Solution for WooCommerce
• Fix: Minor Fixes.

2.1.0 – Released on 23 September 2021

• New: Shortcode wps-wallet which will display the user wallet on a page
• New: Support WordPress Multisite Network
• New: Compatible with our Subscriptions For WooCommerce plugin.
• New: Compatible with the WPML plugin

2.0.4 – Released on 2 August 2021

• Fix: the warning comes when adding wallet recharge to the cart.
• New: Added a function for the WooCommerce POS plugin regarding debiting the wallet amount.

2.0.3 – Released on 22 June 2021

• Fix: Minor Fixes.

2.0.2 – Released on 15 June 2021

• Fix: The error coming due to the plugin JavaScript file in the shop and cart page
• Fix: Wallet payment gateway error

2.0.1 – Released on 27 May 2021

• Fix: Minor Bug and Issues Fixes.

2.0.0 – Released on 20 May 2021

• New: Customers can pay using their wallet as a discount if the wallet amount is less than the actual order amount,
• New: Customers can transfer wallet amounts to another user.
• New: Merchants can set email notifications to users on their wallet updates (credit/debit)
• New: Merchants can add/subtract a certain amount on all users at one click (Bulk operations)
• New: Merchants can update the wallet of all users at once using a CSV file (wallet import)
• New: Merchants can allow refunds of orders to the wallet.
• New: Customers can file a request to withdraw the amount from their wallets and transfer it into their bank accounts or other payment apps.
• New: Have REST API to access and manage wallets
• Fix: Minor Bug and Issues Fixes.

1.0.0

• First version